Subscribing to a crypto product with a fixed term is one thing. Understanding what actually happens to your assets during that period is another matter entirely. Many users focus on the advertised APY and maturity date and consider everything else a background detail. It is not. The mechanics of how a platform handles your deposited crypto between subscription and redemption have direct implications for the level of risk you are taking on.
Fixed-term savings products work by giving the platform temporary custodial control over your assets in exchange for a guaranteed rate of return. Unlike flexible savings, where assets can be withdrawn at any time, fixed-term products commit your crypto for a defined period, typically ranging from a week to a year, depending on the platform and the asset involved.
Before locking funds into any fixed-term product, it is worth understanding how different savings structures handle liquidity and access. Products
This post was originally published on this site.
