Eight Nigerian banks generated an average revenue of N332.74 million per employee in 2025, underscoring how aggressive investments in technology, digital banking, and artificial intelligence (AI) are transforming workforce productivity across the industry.
An analysis of full-year 2025 financial statements by BusinessDay reveals that lenders are generating more income with leaner workforces as they automate processes, expand digital channels, and deepen technology-driven service delivery.
Access Holdings emerged as the industry leader, generating N555.09 million in revenue per employee, reflecting the growing contribution of its digital banking operations, investment banking business, and technology-led expansion strategy.
Zenith Bank followed closely with N477.83 million, while Guaranty Trust Holding Company (GTCO) posted N351.25 million. Stanbic IBTC Holdings recorded N336.94 million, ahead of First HoldCo’s N318.82 million and United Bank for Africa’s (UBA) N298.54 million.
First City Monument Bank (FCMB) generated N261.32 million per employee, while Sterling Bank recorded N130.75 million.
Revenue per employee is
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