The Chief Executive Officer and Founder of Intrinsic, Nkebet Mesele, has highlighted growing tensions between rapid innovation in Africa’s payments ecosystem and tightening regulatory frameworks, warning that sustainability, infrastructure constraints, and compliance costs are reshaping how the sector grows.
The executive examined regulation, operational pressures, and the structural gaps affecting payment operators across the continent, noting that while regulatory reforms aim to strengthen trust and stability, they are also increasing commercial pressure on businesses.
“One of the biggest gaps is the pace at which regulatory expectations evolve compared to the operational realities of businesses trying to scale across fragmented markets,” she told The PUNCH in an interview.
Mesele explained that operators are dealing with infrastructure limitations, varying levels of digital maturity, foreign exchange pressures, and rising fraud risks, all of which increase compliance costs.
“Many payment companies are operating across environments with infrastructure limitations, varying levels of digital maturity, foreign
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