Nigeria’s fast-growing digital economy is facing a new challenge, convincing consumers that the platforms powering their financial transactions, businesses, and daily services are safe enough to trust.
With more than 122 million internet users and one of Africa’s most advanced fintech ecosystems, Nigeria has emerged as a leader in digital payments and financial innovation. But sustaining that growth will depend increasingly on whether consumers believe their personal data, money, and identities are protected.
“Trust is no longer a soft reputational asset; it is the critical infrastructure of the digital economy,” said Microsoft Chief Security Advisor and experienced information technology and information security executive, Kerissa Varma. “It is the factor that will determine whether Nigeria’s digital momentum translates into lasting, inclusive growth.”
The warning comes as fraud, identity theft, and cybercrime increasingly influence how Nigerians interact with digital services. A growing number of consumers are becoming cautious about online transactions, forcing
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