For more than a decade, fintech has dominated Nigeria’s technology sector by attracting billions of dollars in investment and producing some of Africa’s most valuable startups.

However, experts say the country’s next wave of innovation is likely to come from enterprise software, deep technology, artificial intelligence and the digital infrastructure that powers them.

Fintech has produced unicorns, attracted billions of dollars in investment and transformed how millions of Nigerians save, borrow, send and receive money.

Companies such as Flutterwave, Moniepoint, OPay and PalmPay have become household names, while digital payments have become an everyday part of commerce.

Yet as the ecosystem matures, investors and founders are looking towards a different approach of what comes after the fintech wave.

According to Partech’s 2025 Africa Tech Venture Capital report, enterprise software, climate technology, mobility and infrastructure were among the fastest-growing investment categories on the continent.

The report noted that African venture capital

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