In the corridors where money and power meet, integrity is not a soft virtue to be admired from a distance. It is the hardest risk control an institution owns, and the one asset that outlives us.
By Eyitayo Quadri | Chief Risk Officer, Union Bank of Nigeria
Much of my working life is spent thinking about what can go wrong and/or how it can be done better in a safe way. That is the quiet vocation of a risk officer: to sit in the room where decisions are made, to ask the unpopular question, to imagine the failure before it arrives and to price the danger no one else wants to name. Over the years, that work has taught me a humbling truth. The largest risks a financial institution faces are rarely the ones on the spreadsheet. They do not live in the market data or the credit models. They
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