HomeBusinessRevealed: Why FCCPC is resuming digital lending regulations

Revealed: Why FCCPC is resuming digital lending regulations

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FCCPC resumes enforcement of Digital Lending Regulations following court ruling in LagosMTN Nigeria, Airtel Nigeria, and digital loan apps face stricter compliance requirementsNew regulations aim to promote responsible lending and strengthen consumer protection in Nigeria

Pascal Oparada is a journalist with Legit.ng, covering technology, energy, stocks, investment, and the economy for over a decade.

The Federal Competition and Consumer Protection Commission (FCCPC) has resumed full enforcement of its Digital, Electronic, Online or Non-Traditional Consumer Lending Regulations, 2025 (DEON Regulations), following a decisive court ruling in Lagos.

The development could affect telecom operators such as MTN Nigeria and Airtel Nigeria, as well as digital loan apps that offer airtime, data and short-term credit services, many of which may now be required to comply with stricter regulatory conditions.

FCCPC secures victory as it begins digital lending regulationsTunji Bello-led FCCPC resumes digital lending regulations after court victory. Credit: Novatis
Source: UGC

In a statement issued on Monday, July 20, 2026, the FCCPC said the resumption of the

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